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When money meets meaning

Financial strength, with you at the center

We help you move forward, unlock possibilities, and turn goals into milestones.

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New Branch Launching

A place where your money and journey matters

We walk with you through every chapter, with services that care and support that lasts.

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More than a financial institution

Your dreams are safe with us

Whether it’s saving for tomorrow or solving today’s needs, we’re here, always within reach.

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55,000+

Happy Members

Real people. Real journeys. Real trust.

25

Active Branches

Spanning states, staying close.

2300+

Loans Approved
Turning challenges into opportunities,

one loan at a time.

1123+

Active Accounts

Every account tells a story of trust,

growth, and good decisions.

Welcome Introduction

Welcome to the OCMS Multistate Society A financial partner you can count on.

Since 2013, we’ve helped thousands save better, borrow wisely, and grow stronger together.

Savings Accounts

Secure your money and grow it steadily with competitive interest.

Current Account

Handle your daily transactions smoothly with a reliable current account.

Educational Loans

Support your education journey with quick and accessible financing.

Business Loans

Flexible funding options to help you expand, invest, or start fresh.

Deposit Schemes

Make every rupee count with recurring and term deposit options.

Fixed Deposit

Earn assured returns by investing your savings for the short or long term.

Testimonials

What Our
Members Say

Real experiences from people who trusted us with their savings, goals, and growth.

– Anjali P.,
average rating is 5 out of 5

"OCMS didn’t just give me a loan, they gave me confidence to start my small business. The process was smooth, and the team was genuinely helpful."

– Anjali P.,

Small Business Owner

– Suresh R.,
average rating is 4 out of 5

"The staff at my branch are always approachable and kind. Whether it’s a fixed deposit or a quick question, they treat you like family."

– Suresh R.,

Retired Government Officer

– Meena S.,
average rating is 4 out of 5

"I’ve been with OCMS for over 5 years now. It feels more like a community than just a place to deposit money."

– Meena S.,

School Teacher

– Rajesh G.,
average rating is 4 out of 5

"I opened a savings account for my daughter here. It’s simple, secure, and gives good interest. I feel like my child’s future is in safe hands."

– Rajesh G.,

Parent & Member

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Banking Made Easier

Banking Made Easier

FAQS Section

Frequently Asked Questions

We know financial decisions come with questions. Here are answers to the ones we hear most often from our members.

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  • We offer savings accounts, recurring and fixed deposits, current accounts for businesses, and a range of loans including personal, gold, business, and educational loans.

  • Anyone residing in the areas we serve can open an account with valid ID proof and basic documents. We welcome individuals, families, and small businesses.

  • Yes. OCMS is registered under the Multistate Co-operative Societies Act and has been operating since 2013. Thousands of members trust us with their savings.

  • Basic KYC documents like Aadhaar, PAN, and income proof are required. In some cases, collateral documents may also be needed depending on the type of loan.

  • You can visit your nearest branch or contact us directly. We are currently rolling out mobile and online services for easier access.

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